4-Point Inspection
A 4-point inspection is often required for older homes to secure or renew insurance coverage.
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Overview:
A 4-Point Inspection is a limited-scope evaluation that focuses on four key systems of an older home. It is typically required by insurance companies in Florida before issuing or renewing a homeowner's policy — especially for homes over 20 years old.
What’s Inspected:
We assess the following critical systems:
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Roofing System
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Age, type, overall condition
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Signs of leaks, damage, or improper installation
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Plumbing System
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Type and condition of supply and drain lines
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Water heater age and connections
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Visible signs of leaks or corrosion
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Electrical System
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Type of wiring (e.g., aluminum, copper, cloth)
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Main panel and breakers
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Outlets, grounding, and visible hazards
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HVAC (Heating & Cooling)
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System age and functionality
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Condition of visible ductwork
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Proper installation and operation
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Purpose & Benefits:
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Required for insurance eligibility and risk assessment
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Identifies outdated, hazardous, or non-compliant systems
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Helps prevent denial or cancellation of coverage
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Provides a snapshot of the home's insurable condition
Delivery:
You will receive a standardized insurance inspection report, complete with system summaries, photos, and key details needed by your insurance carrier.
Note:
This is not a substitute for a full home inspection. It is focused solely on the condition of the four systems listed above.